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A Comprehensive Guide to Fuel Cards Fraud Prevention

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Fuel Cards Fraud Prevention

In addition to capturing level III data, the best fuel cards offer back-end reporting and analytics that can help you spot trends. Some even allow you to set daily purchase limits for a particular driver, vehicle, or route.

Internal fuel fraud can be caused by many things, including hidden skimming devices at gas stations or an employee purchasing items unrelated to work. Ask your fuel card provider about implementing PINs or driver IDs that will help prevent this type of fraud.

Real-Time Monitoring

The best credit cards for gas offer real-time purchase transaction data through online accounts corresponding to each card. This lets companies compare driver spending instantly to ensure compliance with policy and detect unauthorized use or fraud.

If the cards are linked to a specific truck or vehicle, you can even have each purchase report tagged with the driver’s name so you can identify them in cases of theft and loss. Some cards also allow you to set authorization controls – like purchase limits – to restrict them from purchasing fuel, preventing other purchases such as shop goods or food.

Some fleet fuel cards can also detect skimming (an overlay device installed on the pump keypad to steal credit or debit card information). They may provide security controls that alert you when a swipe goes outside your business’s normal range.

The type of fleet management fuel card you choose will depend on your priorities and your fleet’s size, purpose, and location. Many systems will also work within a private loop to avoid PCI norms and implement hardware security modules. This will help your company comply with PCI-DSS while protecting sensitive data from hackers and reducing risk.

Proximity Validation

With advanced online tools that include tracking, alerts, and spending limits, fleet cards can help you crack down on fraud from rogue employees or even criminals who target companies with credit cards. Fleet managers can also set up spending limits and gallons for each driver or vehicle, helping to curb costs while protecting the business.

In addition to spending and gallons per transaction, many fleet fuel cards can offer product or tank type restrictions. These can help prevent vehicles or equipment from being filled with the wrong fuel, leading to maintenance issues and engine failure. Another valuable feature is PINs or driver IDs, which are required to complete a purchase. These 4-6 digit codes verify the identity of each driver and ensure only authorized purchases are made.

Finally, fleet cards often come with discounts at truck stops like TA and Love’s that can save your drivers money on diesel and other maintenance. This can be a big advantage, especially when you’re looking to cut costs while improving the safety and security of your fleet.

Daily Transaction Reports

Fleet fuel cards can help prevent fraud by tracking every purchase automatically. This gives you a snapshot of all activity and lets you flag suspicious transactions in real-time. A good card will also send a receipt to the driver so they can know what they’re spending their company money on.

A fuel card can help you identify unauthorized purchases as they happen and quickly respond to them by blocking or canceling the account. This helps protect your bottom line and prevents rogue employees from draining the bank.

Some fuel cards will let you customize your reports to include details like truck category, odometer readings, etc. This allows you to see all purchases in one place and optimize spending for the best results. Many cards will also show you who’s purchasing what, which vehicle, and when – another great way to spot misuse and reduce fuel waste.

Some fuel cards can check a truck’s built-in telematics data to monitor the tank level during each swipe. This eliminates the need for hardware that may have been required in the past and provides a more accurate method for detecting fuel theft. This can also help cut costs by reducing idling hours, which cuts engine wear and fuel use.

Alerts

A good fleet fuel card company has multiple tools to protect your company from internal and external fraud, such as a dedicated and on-call fraud team, multiple anti-fraud checks for every transaction, CCTV coverage at all locations, and the ability to identify suspicious activity by reviewing receipts. But it’s also important to understand that fleet managers and drivers must also be involved in fuel card security and fraud prevention.

If your drivers know that you’re monitoring their behavior and that petty theft, side fueling, and fraud will not go unnoticed, they’re more likely to cooperate rather than hide or accuse one another. In addition, educating drivers on the seriousness of fuel fraud will help them realize that their actions can cause your company significant financial loss.

Additionally, choosing a fuel card program that allows you to control your budget by route, driver, or vehicle is a great way to stay on top of fleet spending. The ability to set product exceptions, such as unleaded usage, and receive alerts if your fueling patterns deviate from the norm can further prevent unauthorized purchases. Some budget control tools even allow you to halt fraudulent transactions in real time and provide alerts for unusual or suspicious activities, such as location tampering or skimming. This can prevent the use of stolen data by criminals posing as fleet employees at the pump.

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10 shocking health benefits of rosemary tea

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Benefits of fasting for 24 hours

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Discover the benefits of fasting for 24 hours.

24-hour intermittent fasting is often recommended for weight loss, but also its many health benefits.

In this article, I detail the benefits of intermittent fasting, and particularly its practice over 24 hours. You will also be able to find my testimonial and my advice for a successful 24-hour intermittent fasting.

24hr Intermittent fasting to live longer in good health!

This sentence comes up constantly when one is interested in the subject. Simple fashion effect or real health interest? That’s the real question.

The objective of this practice is based on calorie restriction and resting the digestive system as a whole.

When we eat too much, binge, and get too much protein, our aging process is accelerated. Our body ages faster. To counter this effect, it is, therefore, necessary to fast. You boost your production of growth hormone, a hormone of youth.

In practice, it remains very complicated. It was Dr. Valter Longo who simplified the practice of intermittent fasting to reap all the health benefits. But in reality, is it effective?

The benefits of 24 hours intermittent fasting

Many scientific studies have highlighted the following health benefits of intermittent fasting:

• Promote weight loss, maintenance, lower bad cholesterol and increase well.

• Reduce cardiovascular and cancer risks.

• Regulate blood sugar by lowering insulin production and increasing fat metabolism.

• Lower the markers of inflammation ( responsible for the aging process ).

• Stimulate growth hormone production ( 2000% during 24-hour intermittent fasting ). This molecule helps you fight to age, tap into your fat and increase your muscle mass.

• Regulate hormonal disturbances after meals.

• Diversify the composition of the intestinal flora.

• Improve the quality of sleep.

It should be noted that these benefits are mainly found in a population that is overweight or obese, sedentary, or suffering from metabolic disease. The effects of intermittent fasting in healthy, physically active, or athletic people seem small to non-existent.

Intermittent fasting and weight loss

According to scientific research, intermittent fasting is effective for weight loss.

The main reason for the effectiveness of intermittent fasting on weight loss is calorie restriction.

Indeed, skipping one or more meals considerably reduces your food consumption. You then find yourself in an energy deficit, and your body has no choice but to draw on the stock of glycogen and fats to continue to function.

Practiced 1 to 2 times a week, over 3 to 24 weeks, intermittent fasting can lead to a weight loss of 3 to 8% of the initial weight, with a non-negligible share of abdominal fat (reduction in the circumference of cut).

However, over the long term, the evidence on the effectiveness of intermittent fasting remains very weak. We don’t know if, as with all low-calorie diets, it leads to a Yoyo effect and significant regain of lost pounds.

To lose weight permanently, mainly fat, while maintaining your muscle mass, it is advisable to combine a slight caloric restriction and the practice of sport regularly.

Need to lose weight permanently?

My Sport to lose weight program has already enabled hundreds of people to lose weight, improve their health and be in better shape! It includes sports sessions in videos, tools to calculate your fat loss, tips for starting running, recipes, and much more… It’s never too late to start the sport and lose weight for your health.

Opinion on the intermittent fasting 24h

So I wanted to get to the bottom of it and test this practice. To simplify things, Dr. Longo has been testing different protocols for several years. Simpler protocols to apply daily while maintaining the benefits. For people with a healthy lifestyle, practicing 24 hours a month is very effective.

So I fasted for 24 hours. The easiest way is to start after dinner. You eat dinner normally, then nothing until dinner the next day. Hydrate well. You can also consume tea, coffee, infusions but without sugar.

I was afraid of being too hungry, of being a wreck unable to move. And not at all. I did my intermittent fast one day back from vacation, in the car. I felt good, without a stroke. What a pleasure to sit down to eat in the evening, even if the goal is to eat normally and no more than usual.

I resumed the sport the next day with a big day ( 3h30 of cycling chained to 1h of jogging ). I felt good, I didn’t have any cravings. I even recovered better. I am full faster on the meals that follow. The results are very positive.

However, here are some tips to guide you:

• No sport on the day of intermittent fasting, or a short cardio session (30 minutes).

• Take care. Get out of your house, otherwise, the day will be too long to manage unless you have plenty of tasks to accomplish.

• Don’t throw yourself on the food when you eat again. Don’t say to yourself: “it’s good, I’ve done the hardest I can let go”.

• Remember to drink well ( 1.5 to 2 liters of water ) and take hot drinks for satiety.

Be careful if you have medical treatment, do not do it. I do not know the actions of this practice under these conditions. A drug does not have the same effect in these conditions, so check with your doctor.

I await your reactions after your tests. Intermittent fasting is increasingly practiced in the United States, to fight against junk food and diseases of civilization. Its health benefits are undeniable. Live old and above all live better!

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Benefits of hibiscus tea for skin

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